Had a play on Guild Wars last night to try and get my thief up to the same level as my ranger. They're almost the same now, the ranger's 11 and at the start of last night the thief was about 9. I must have taken a bit of a wrong turn on the map though because I found myself wandering into some events that were rated a bit higher than me, but it was a good challenge and it wasn't too much trouble fighting off those centaurs that were trying to steal some grog.
Then another event triggered behind me and I had to protect someone who was transporting more of the grog. There was another guy who came along and he was bouncing about all over the place while I was just calmly walking alongside the transport. (Sometimes I think I'm the only person in these games that slowly walks around in a normal fashion. Morrowind has taught me too well.
)
Anyway the two of us battled more centaurs and all was going well until some lizardy things sneaked up on me out of the water and I was suddenly surrounded and overwhelmed. Just like my efforts in the other games, it's not the big beasts that get me, it's the big numbers (having some trouble with large gangs of Falmer in Skyrim too!)
So I died.
And then went through that rally/fight for your life thing that I don't understand well enough. And I obviously didn't spam the right option because...
I then chose to reincarnate at the nearest waypoint and it cost me money!
Not REAL money thankfully but in-game coins are still coins to me. I actually don't know how much cash I have in my inventory/bank thingy so I'd better keep an eye on it for future deaths.